Conversations around transitioning together and transitioning as individuals are critical prior to retirement. Most likely, the two of you have contributed to a financial plan for years on end. But have you considered an emotional plan?

So now you’re retired: Kids are out of the house. Alarm clocks are quiet. Schedule is free. You might be walking around your home thinking, “Gosh, we have a lot of space.” Retirement is a new chapter in life, and many see it as a chance to try something…