Are you searching for that magic moment that will give you the most from Social Security? How do you find it? Where will you look?
As people age, happiness is often based on connections with family and friends. Some of us may not have those ready-made ties and perhaps need to look elsewhere to stay active and engaged. Having a job may be the answer. But I often hear seniors say, “I can’t work. I’ll lose my Social Security.”
Have you applied for Social Security benefits only to find that you will get less than you expected? Many government workers are shocked to learn they will get a lower payment when they retire.
With their many twists and turns, the thought of trying to figure out Social Security policies can make your head spin. Myths abound about Social Security. Unfortunately, many people believe them.
Sadly, these myths can cost you big time.
Have you ever thought, “I’ve got to get my spending under control?”
That’s just what I was thinking on a Saturday morning while going over bills. Somehow I’m always surprised at how all those little purchases add up. I’m 60. You’d think I would have figured this out by now.
My friend, Tom, published his book for free. I, unfortunately, did not. In this article, I’ll reveal how he did it as well as how much I spent to arrive at the same destination — published author.
The truth is I never wanted to know anything about retirement. Keeping my head in the sand had always worked for me, but now I was panicking. I was 58 years old and I had never given the financial aspects of growing older a second thought.
“I said I’d take a dog, but I’m not sure I want that one.” “He’s a real sweetheart,” Brittany, a staff member, assured me. He was big with the smushed-in face of a bulldog, but the height of a boxer. He had a barrel chest, and his front legs were shorter than the back ones making his back bow in the middle. Truth is I was a little afraid of him.
The choices you make today will affect your Social Security payment amount later on. This is true, even if you are in your 60s and are rapidly approaching retirement age. It’s especially true for our daughters and granddaughters, who still have several years, or even decades, to go before retirement age.