In 1964, Bob Dylan wrote the song, “The Times They Are a-Changin’.” As he sang those famous words, I wonder if he had any idea how much they would come to represent an entire generation of Americans.
Last year, I met with two of my retired friends for a Saturday afternoon glass of wine. Both had retired within the previous two years.
We read about how wonderful being over 60 is and that retirement is almost regarded as Nirvana. Social media is splashed with photographs of retirees enjoying themselves and looking happy.
Who doesn’t love it when they find a pleasure that’s absolutely free? Not only do I know I’ve treated myself to something wonderful, I feel very clever about it, which makes me feel, well, rich. And that is the whole point of my philosophy of living like a millionaire on a retirement budget.
Many of us find ourselves living alone as we get older, whether through death, divorce or a lifelong commitment to singleness. Many of us embrace this independence, while others are not as comfortable with it.
It’s Monday. You’ve decided you’re going to finally lose those post-menopausal pounds. Starting today, you’re going to eat better. You make a yummy salad and bring it to work for lunch. You vow to cut down on sweets and exercise for an hour three times a week.
Don’t break out your disco boots, I am talking about your 70s, not the 70s. Whether you believe that 70 is the new 50, or it’s just 70, it can be a celebration with a positive attitude and plans.
Your financial ducks are in a row. You’re staying on top of your health. You’ve lined up your leisure activities and added notable dates to your calendar.
Still, after doing all that, you feel like there’s more to consider. Reinvention takes some work.
Are you imperfect? Good. That means you are human.
But are you coming to terms with being imperfect? Ah, there lies the challenge.