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Managing Money in Retirement

No matter how much you have saved, managing money in retirement is critically important. Let’s talk about how to make your Social Security and pension money last longer.

How I Turned a $150 Legal Advice Lemon Into $10,000 of Lemonade
3 years ago

How I Turned a $150 Legal Advice Lemon Into $10,000 of Lemonade

At a local meeting on health care financing, a lawyer neighbor of mine, “Sam,” offered a free half-hour consultation on estate planning at the large law firm on whose staff he serves.

Being hopelessly naïve, and forgetting the rule “there is no such thing as a free lunch,” I signed up, also thinking I’d be doing him a favor as he’d get a little credit from his colleagues for having gotten an enrollee. Read More

10 Tips for Preparing for Retirement and Defeating the “Money Worry” Gene
3 years ago

10 Tips for Preparing for Retirement and Defeating the “Money Worry” Gene

We all have chromosomes (DNA) that are encoded with our genes in every cell in our body. There are 22 pairs of chromosomes that determine everything from the color of our hair and eyes to our ancestry and mental abilities. Read More

Tom Selleck Says Reverse Mortgages Aren’t Giving Away the Farm – Do You Agree?
3 years ago

Tom Selleck Says Reverse Mortgages Aren’t Giving Away the Farm – Do You Agree?

Are reverse mortgages simply a way for greedy lenders to take the homes of unsuspecting seniors? Or are they a legitimate tool that can help people our age to stay in their homes, while having a better quality of life in retirement? These are the questions that ran through my head as I watched the new American Advisors Group (AAG) commercial, featuring Tom Selleck. Read More

How to Pay Off Your Retirement Debt by Negotiating with Your Creditors
3 years ago

How to Pay Off Your Retirement Debt by Negotiating with Your Creditors

If you are wondering how to pay off debt in retirement, you’re not alone. According to the latest statistics, people over 65 are struggling with mortgage, credit card and other debt like never before. Read More

Are Baby Boomers Suffering from Financial Shame?
3 years ago

Are Baby Boomers Suffering from Financial Shame?

Do you suffer from financial shame?

I ask this question because financial shame is far more common than most of us would like to admit. Everyone talks about how financially successful baby boomers are, but, this is just part of the story. Like every generation, we are struggling after the Great Recession. Read More

Important Social Security Deadline Looms – Are You Prepared?
3 years ago

Important Social Security Deadline Looms – Are You Prepared?

Did you know that several Social Security rules are about to change? If not, you’re not alone! There’s a great deal of confusion about who is affected and what will happen.

True, the upcoming deadline affects a small percentage of people. That said, many of us are concerned they we lose benefits if we don’t take action. Let’s clarify the situation. Read More

Why You Need to Be Ready to Take Over Your Family Finances
3 years ago

Why You Need to Be Ready to Take Over Your Family Finances

My husband didn’t expect to be diagnosed with esophageal cancer at age 34. I didn’t expect to become a widow at age 35. Read More

A Big Social Security Benefit Disappears This Year: Don’t Lose Thousands of Dollars for You and Your Spouse
3 years ago

A Big Social Security Benefit Disappears This Year: Don’t Lose Thousands of Dollars for You and Your Spouse

April 29, 2016 is a magic day for people who are 66 and their spouses. It’s the last day you can claim a retirement benefit that will give you big returns over a long lifetime. Read More

Is it Worth Having Life Insurance Over 60?
3 years ago

Is it Worth Having Life Insurance Over 60?

For most of our lives, many of us have considered life insurance to be a necessity. Read More

Celebrate You! What’s the Best Thing You Bought Yourself This Year?
4 years ago

Celebrate You! What’s the Best Thing You Bought Yourself This Year?

Shopping is a necessary part of life and, by the time we turn 60, we are pretty good at it. We know what we like, what make us happy and, for the most part, we know where to go to get it! Read More