Managing Money

For most of our lives, home renovations involve making our home more exciting, inviting and valuable. New decks make room for summer BBQ fun, kitchen refreshes give us room…

There was a time, not so long ago, when retirees could expect to live comfortably on their previous employer’s defined-benefit pension plan. With their monthly payments…

At its most basic, an annuity is a contract where you give an insurance company a sum of money and they promise to pay you an income stream for a specific period of time, often your entire life…

If you are in your 50s and 60s and haven’t saved enough for retirement, there are 3 short words that will kill all of your future dreams… “It’s too late.” In reality, there is plenty that we can do in the years leading up to retirement to give our 401K a boost. We just need to know where to start! Read More

One of the most awkward topics of conversation in a relationship is money. It’s daunting, but once you learn how to talk about money, you’ll find different parts of your post-retirement life opening up…

If you were looking for work when the lockdown began or have since lost your job, then you may be concerned about navigating the job market during these unprecedented times…

In a previous article, I gave a simple example of how learning how to negotiate could help you to save an additional $44,500 for retirement. In fact, I argued that learning to negotiate is one of the fastest and most effective ways to boost your retirement account. What I didn’t have time to do was […]

No matter how much money we make, most of us go through life without really ever getting control of our finances. While we are building our careers, we worry more about increasing our income than decreasing our costs…

Read any retirement planning book these days and one piece of advice will stand out – start saving early! Well, this is all well and good, but, the truth is that many of us are already in the final years before retirement…

I am a BIG believer in passive income. Why? Because, in today’s low interest environment, $1 in yearly passive income can be worth $20 in retirement savings (or more!) So, even if you have never thought of yourself as an entrepreneurial person…