About Danielle Howard

We are a blended family with four children. It was far from easy to deal with financial decisions as they grew up. Now ensconced in their adult lives, it continues to be challenging to discern…
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Ladies, as we celebrated the freedoms of our nation on July 4, I encourage you to look at how to create financial freedom in your life. Money is a tool to be used creatively and constructively to build families and communities…
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There are things brewing in Washington, DC, that may nicely “season your pot” of financial assets available for your fall season of life. The House of Representatives recently passed the SECURE…
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May 20th marked the fourth anniversary of my Aunt Kay’s passing. Even though she’s not with us, her memory lives on in my life in a multitude of ways. She taught me how to live life to the fullest…
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In 2017, there were about 11.64 million widows and about 3.28 widowers in the United States. For everyone, social security is part of your retirement paycheck, and you want to make sure you are maximizing the amount you receive. Read More

Last September, we welcomed Zaylee Jean into the world – our first grandchild. She is, of course, perfect in every way. As many of you can relate – it rocks your world in a whole new way…
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Spring is in the air. I am getting ready to start my outdoor gardening, and I know there is a lot of work to do before I will harvest the bounty. As I do this, I can’t help but feel that the same is true with our monetary lives. Read More

April is Social Security Awareness month as well as Financial Literacy Month.

The need for financial literacy does not end when you cross over the “retirement” line. In fact, it becomes imperative that you look at income planning as the foundation of building the life you want past that point. Read More

There is no part of life that can be experienced in a vacuum. Each decision you make impacts other areas of your life. I know, for instance, that if I have a glass of wine, it will trigger a migraine, and I will be wiped out for three days which impacts my ability to exercise, play, and carry on relationships. Read More

Ladies, when you “dis” something you mentally degrade or put it down. This can hinder you from using your financial resources in retirement to fulfill your unique version of true wealth. Read More