About Danielle Howard

You get up in the morning and look in your closet. What will you wear today? It depends. Will you be spending your day inside or outside? What activities do you have planned? The meteorological elements may change…
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My family has enjoyed a cabin in a small hamlet outside of Estes Park for over 40 years. Summers of my youth were spent fishing, hiking, and exploring amidst the granite rocks, pristine lakes, and whispering pines of my beloved Colorado…
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Does thinking about your financial life in retirement cause you angst? It’s true that fundamental sustenance is paramount, but above that – it is not quantity that unlocks your potential; it is your penchant for positive perspectives…
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So much for the world of travel. So much for the extra income from the Gig economy. So much for visiting our grandkids. So much for the “retirement plan…”

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Daffodils and crocuses are pushing their way through the hard packed earth. Spring will be here in its full glory! While we don’t know when the Coronavirus “winter” will abate, it will…
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True wealth is found no place else but in the joy of giving. Look past your fears and start positioning for the opportunities that lie around the corner…
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Spring is in the air. I am getting ready to start my outdoor gardening, and I know there is a lot of work to do before I will harvest the bounty. As I do this, I can’t help but feel that the same is true with our monetary lives. Read More

I remember it well – the mood swings, the hot flashes. One day I am elated with life, enjoying every moment. The following day could find me on the verge of biting a loved one’s head off…
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Ladies, when you “dis” something you mentally degrade or put it down. This can hinder you from using your financial resources in retirement to fulfill your unique version of true wealth. Read More

You have crossed over the proverbial finish line of retirement. You set your financial goals, and your financial advisor says you have the resources to sustain your income needs…
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