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About Danielle Howard

Danielle Howard is a Certified Financial Planner® (CFP®), author, speaker and financial thought leader. Read her book - Your Financial Revolution – Time to Recognize, Revitalize, and Release Your Financial Power. Visit her at www.wealthbydesign4u.com or www.daniellehoward4u.com.
Latest Posts | By Danielle Howard
Turning Retirement Savings Upside Down
1 week ago

Turning Retirement Savings Upside Down

You have spent years learning about how to “save” for retirement. Save first, spend later. Dollar Cost Averaging. Asset allocation and rebalancing. In the United States, you have put money into your IRA, or your employer…
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Small Financial Steps You Can Take to Wind Down 2020
1 month ago

Small Financial Steps You Can Take to Wind Down 2020

Do you feel your life is immersed in uncertainty, more than ever? Every day, new information comes out impacting our future trajectories. This uncertainty can paralyze us. We can’t stay in limbo, thinking that everything will go back…
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My Summer of Love with Martha and Mary
1 month ago

My Summer of Love with Martha and Mary

You may be familiar with the Biblical story of Martha and Mary. Mary is sitting quietly at the feet of Jesus, absorbing his wisdom, and Martha is orchestrating the events of the evening and making sure there is food on the table…
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What Style Can Your Investments “Wear”? It Depends!
2 months ago

What Style Can Your Investments “Wear”? It Depends!

You get up in the morning and look in your closet. What will you wear today? It depends. Will you be spending your day inside or outside? What activities do you have planned? The meteorological elements may change…
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The Trail, The Flood, and My Quest for a New Route
3 months ago

The Trail, The Flood, and My Quest for a New Route

My family has enjoyed a cabin in a small hamlet outside of Estes Park for over 40 years. Summers of my youth were spent fishing, hiking, and exploring amidst the granite rocks, pristine lakes, and whispering pines of my beloved Colorado…
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3 Pecuniary Power Plays That Can Help You Manage Your Money After 60
4 months ago

3 Pecuniary Power Plays That Can Help You Manage Your Money After 60

Does thinking about your financial life in retirement cause you angst? It’s true that fundamental sustenance is paramount, but above that – it is not quantity that unlocks your potential; it is your penchant for positive perspectives…
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What Are the Silver Linings for Retirees During Covid Times?
5 months ago

What Are the Silver Linings for Retirees During Covid Times?

So much for the world of travel. So much for the extra income from the Gig economy. So much for visiting our grandkids. So much for the “retirement plan…”

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Ladies, Let’s Do Our Dollars Differently!
6 months ago

Ladies, Let’s Do Our Dollars Differently!

Daffodils and crocuses are pushing their way through the hard packed earth. Spring will be here in its full glory! While we don’t know when the Coronavirus “winter” will abate, it will…
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Giving Has Changed and You Need to Get Involved Now
7 months ago

Giving Has Changed and You Need to Get Involved Now

True wealth is found no place else but in the joy of giving. Look past your fears and start positioning for the opportunities that lie around the corner…
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Let’s Plant a Money Tree! 5 Steps to Make Your Finances Bloom This Spring
7 months ago

Let’s Plant a Money Tree! 5 Steps to Make Your Finances Bloom This Spring

Spring is in the air. I am getting ready to start my outdoor gardening, and I know there is a lot of work to do before I will harvest the bounty. As I do this, I can’t help but feel that the same is true with our monetary lives. Read More