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About Danielle Howard

Danielle Howard is a Certified Financial Planner® (CFP®), author, speaker and financial thought leader. Read her book - Your Financial Revolution – Time to Recognize, Revitalize, and Release Your Financial Power. Visit her at www.wealthbydesign4u.com or www.daniellehoward4u.com.
Latest Posts | By Danielle Howard
3 Financial Lessons Learned from a Faulty Fridge and How to Apply Them After 60
3 days ago

3 Financial Lessons Learned from a Faulty Fridge and How to Apply Them After 60

We came home from a weekend away to find a puddle of water in front of the fridge. Opening the door, I unscrewed my coconut milk and it smelled a bit off. The food in the freezer was cold, but completely unthawed…
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4 Ways to Thrive with a Retired Spouse
2 weeks ago

4 Ways to Thrive with a Retired Spouse

By  •  Family

My husband is 10 years my senior. He has had two iterations of “retirement” so far and both had financial and emotional implications for us. His most recent shift has been out of a paid career to having more freedom with his time. Read More

4 Ways to Get Naked with Your Money – Wrinkles, Bulges, and All!
3 weeks ago

4 Ways to Get Naked with Your Money – Wrinkles, Bulges, and All!

Financial intimacy changes as we age, and I want to do it with dignity and grace! In our early years, Mark and I became financially intimate through sharing our financial history. Read More

Do You Look at Retirement as the Right Time to Engage and Unleash Your Daemon? Maybe You Should!
1 month ago

Do You Look at Retirement as the Right Time to Engage and Unleash Your Daemon? Maybe You Should!

In David Brooks’ The Second Mountain – A Quest for a Moral Life, he writes about the daemon. What Is the DAEMON? “A daemon is a calling, an obsession, a source of lasting and sometimes manic energy…
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9 Rights You Have When Seeking Financial Advice in Retirement
2 months ago

9 Rights You Have When Seeking Financial Advice in Retirement

The need for financial literacy does not end when you cross over the “retirement” line. In fact, it becomes imperative that you look at income planning as the foundation of building the life you want past that point. Read More

Financial Umbilical Cord or Lifeline? 7 Discernment Tips for Assisting Adult Children
3 months ago

Financial Umbilical Cord or Lifeline? 7 Discernment Tips for Assisting Adult Children

By  •  Family

We are a blended family with four children. It was far from easy to deal with financial decisions as they grew up. Now ensconced in their adult lives, it continues to be challenging to discern…
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8 Ways to Declare Your Financial Freedom When the Clock Strikes 55
3 months ago

8 Ways to Declare Your Financial Freedom When the Clock Strikes 55

Ladies, as we celebrated the freedoms of our nation on July 4, I encourage you to look at how to create financial freedom in your life. Money is a tool to be used creatively and constructively to build families and communities…
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4 Retirement Benefits of the New SECURE Act – The Rules – They Are A-Changin’!
4 months ago

4 Retirement Benefits of the New SECURE Act – The Rules – They Are A-Changin’!

There are things brewing in Washington, DC, that may nicely “season your pot” of financial assets available for your fall season of life. The House of Representatives recently passed the SECURE…
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Do You Know How to Handle the Space Before Death? 3 Priceless Lessons I Learned from My Aunty Kay
5 months ago

Do You Know How to Handle the Space Before Death? 3 Priceless Lessons I Learned from My Aunty Kay

May 20th marked the fourth anniversary of my Aunt Kay’s passing. Even though she’s not with us, her memory lives on in my life in a multitude of ways. She taught me how to live life to the fullest…
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Social Security Secrets That You Need to Know
5 months ago

Social Security Secrets That You Need to Know

In 2017, there were about 11.64 million widows and about 3.28 widowers in the United States. For everyone, social security is part of your retirement paycheck, and you want to make sure you are maximizing the amount you receive. Read More