Theresa is 72 years old, and she’s sitting at her kitchen table staring at a bill she doesn’t understand. It’s not an especially complicated bill. At least, she doesn’t think it is. It’s something to do with the homeowners insurance, and there’s a notice about a change in coverage that she isn’t quite sure how to interpret…

There are money conversations we avoid because they don’t matter very much. And then there are money conversations we avoid precisely because they matter so much. Maybe your spouse keeps spending in a way that worries you. Maybe your adult daughter has asked for money again, and you don’t know how to tell her you’re uncomfortable continuing to help…

There’s a version of being good with money that gets a lot of praise. You don’t buy things you don’t need. You shop around. You keep things long after you could reasonably replace them. You save for emergencies. You think carefully before spending, and you’ve spent decades proving that you can delay gratification…

There’s a particular kind of anxiety that can settle in later in life: quiet, persistent, and difficult to explain. It often sounds like this: I should be further along by now. Maybe you feel it when a friend talks about her investments over lunch. Or when someone mentions paying off their mortgage. Or when you hear about someone retiring early, downsizing comfortably…

For many women, saying “no” to a financial request doesn’t feel like making a money decision. It feels like making a relationship decision. That’s part of what makes financial boundaries so difficult, especially with family. It’s rarely just about the money. It’s about love, loyalty, guilt, and the quiet fear…

There’s a particular kind of loneliness that comes from being the person everyone else relies on. You’re the one who remembers the birthdays, keeps track of the appointments, notices when something is wrong, and quietly steps in before…

Have you ever found yourself lying awake at night, running through numbers in your head, wondering if you’re doing this “right”? Maybe it’s a bill you’ve been putting off opening. A decision you’re not sure how to make. Or a quiet worry you haven’t shared with anyone. For many women, money isn’t just stressful, it’s deeply…

There is a wonderful kind of privilege that comes with working hard for the last three or four decades… Savings are finally growing, the debt and/or mortgage is being paid down, and finally it feels like we can breathe just a little and enjoy life!

My client “Janice” (not her real name) is 66, vibrant, and sharp as a tack. She runs her own consulting business, helps care for her grandchildren three days a week, and juggles chronic pain on top of everything else…

Money guilt can be heavy. But underneath it is often something deeper: care, love, and a desire to do right by….