Well, it’s that time of year again! Time to start thinking about holiday shopping. Sure, every year we tell ourselves we’re going to spend less, but we end up spending more, or worse, having no idea how much we spent!

Five years post-divorce, 25% of people say they feel recovered from the emotional impact of divorce, vs 35% who say they are still not recovered from the financial impact. Even after five years, so many of us are not financially resilient after divorce…