Joshua Goulding is co-founder of 4J Wealth Management in Alexandria, VA. He is a CFA Charterholder and a CERTIFIED FINANCIAL PLANNER™ practitioner, teaches retirement planning classes and webinars and is a contributor to U.S. News and World Report. Josh is passionate about helping people manage the multidimensional issues facing retirees – monetary and lifestyle. Josh can be contacted at

Latest Posts By Joshua Goulding

1 month ago

4 Important Factors You Need to Consider Before You Start Investing

Investing involves putting your money at risk with the prospect of earning a return higher than what is offered in a bank account. Many people have beliefs about investing before they experience investing themselves, as a result of conditioning from childhood…

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4 months ago

Preparing for Financial Life After Your Partner Passes

Losing a spouse is one of life’s greatest challenges and an inevitability that many people will face. The ensuing grief from the trauma makes it critically important to have a clear approach towards financial decision making. Losing a spouse poses…

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7 months ago

How Do You Manage Your Emotions with Money?

The legendary Magellan mutual fund manager, Peter Lynch, once said, “Everyone has the brain power to make money in stocks. Not everyone has the stomach.” When it boils down to it, successful investing is both personal and emotional…

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8 months ago

3 Things You Need to Understand About President Biden’s Tax Plan

President Biden has yet to make his tax bill a top priority, but with Americans likely to reach herd immunity by the end of summer 2021, people’s attention will quickly return to addressing income and wealth inequality…

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9 months ago

3 Reasons to Talk with Your Adult Children About Your Estate

Most baby boomers were taught that financial affairs are private matters, and you should not talk with your kids about your money situation. In most circumstances, keeping estate matters private is prudent. However, when it comes…

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10 months ago

Questions to Ask When Interviewing a Financial Advisor

One of the most important decisions you will make is choosing your financial advisor. A financial advisor generally manages your money and provides financial guidance at critical life moments, so they can help shape your life situation…

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11 months ago

The Psychology of Retirement Is Built on These 5 Principles

The stress of working day after day, year after year takes its toll on the mind and body. Retirement is the promise of an end to the rat race. The feeling of relief from being dependent on a job to live the lifestyle you want to live…

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