Imagine if 10 years ago you knew everything you have learned since. Obviously, not the lottery numbers (if only!), but all the wisdom, knowledge, experience that you have now. Would it have helped make life easier? Might you have taken a different path?

For the majority of people, retirement brings many benefits, freedom to spend your time how you choose, taking up new hobbies, travelling, seeing friends, joining clubs. For others, the extra time may seem too much, and they become bored…

Sometimes we fall in love for fleeting moments and move on. Other times, that person has the most incredible effect on our lives and things will never be the same. I would like to share my one-who-got-away, as he completely changed my life…