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About Robert Lindstrom

Robert Lindstrom, CFP® is the founder of Provision Financial Planning, a Fee-Only financial firm that serves people retiring single. As a Fee-Only advisor, Robert is only compensated by his clients and never receives a commission of any kind, which allows him to work as an independent Fiduciary at all times. Robert welcomes questions at robert@provisionfinancialplanning.com.
Latest Posts | By Robert Lindstrom
5 IRA Strategies and Mistakes You Need to Know
2 weeks ago

5 IRA Strategies and Mistakes You Need to Know

IRAs, or individual retirement accounts, are tax-deferred investment accounts. You can either fund them directly, assuming you otherwise qualify, or use them to rollover 401k/403b funds. For this reason, these accounts…
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6 Ways to Utilize Tax-Smart Charitable Giving
2 months ago

6 Ways to Utilize Tax-Smart Charitable Giving

Charitable giving often conjures up images of the uber-wealthy creating foundations and complex trusts. While this is certainly true, a lot of people without millions regularly give money to the causes they support…
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Divorce Financial Planning and Retirement
2 months ago

Divorce Financial Planning and Retirement

Divorce financial planning typically refers to the actual planning done during a divorce. When planning for retirement, there are certain aspects that you should be aware of if you have ever been divorced at some point in your life…
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Which Ages Are Important for Retirement Planning and Why?
4 months ago

Which Ages Are Important for Retirement Planning and Why?

For better or worse, there are a lot of retirement planning rules that involve how old you are. Knowing these rules can help you avoid higher taxes (and penalties), but they can also allow you to take advantage of certain benefits…
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Retirement Takeaways from the SECURE Act
5 months ago

Retirement Takeaways from the SECURE Act

The SECURE Act was a big deal when it was passed in December of 2019. However, just a few short months later Covid-19 hit and the CARES Act was passed. Most people never had a chance to incorporate the SECURE Act into their retirement…
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Why Widows Should Be Aware of These 4 Retirement Planning Considerations
5 months ago

Why Widows Should Be Aware of These 4 Retirement Planning Considerations

Retirement planning for widows (and widowers) involves some unique aspects that must be considered in addition to the emotional grief and stress that comes with losing a spouse. There seems to be some correlation between times…
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Annuities Without Commissions – Are They a Real Thing and Can You Benefit from Them?
6 months ago

Annuities Without Commissions – Are They a Real Thing and Can You Benefit from Them?

At its most basic, an annuity is a contract where you give an insurance company a sum of money and they promise to pay you an income stream for a specific period of time, often your entire life…
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10 Options to Consider If You Were Sold Permanent Life Insurance
8 months ago

10 Options to Consider If You Were Sold Permanent Life Insurance

Many of you might have purchased life insurance at some point because someone depended on you financially and you are a responsible person…
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How You Can Take Advantage of Market Volatility in Times of Crisis
8 months ago

How You Can Take Advantage of Market Volatility in Times of Crisis

You’ve no doubt heard about the recent market volatility related to Coronavirus and the reaction to this unexpected pandemic. Nobody likes sitting on their hands when it feels like they should be doing something…
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4 Points of Retirement Planning You Need to Consider When Retiring Single
8 months ago

4 Points of Retirement Planning You Need to Consider When Retiring Single

Retirement planning for single people has its own unique set of challenges and opportunities. This is true whether you are a widow, divorced, or you never got married…
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