One of the best ways to make your retirement savings last longer is to save money on everyday expenses. But what if you could save even more money… by getting things for free? Whether you’re a hardcore coupon collector, a natural bargain hunter, or just looking to save some extra money, here are a few ideas for things you can get for free:
Many women over 60 are getting ready to retire, if we haven’t retired already. But our generation of women is reinventing retirement in a way that would be unrecognizable to our parents’ generation. For many of us, our “golden years” are not going to be spent sitting quietly on rocking chairs watching TV. Instead of being sedentary, silent and shut away from the world, women over 60 are approaching our retirement years with a new spirit of focus, purpose, energy and ambition.
As many people have found out the hard way, life after retirement is tough. For starters, most of us haven’t saved as much as we once hoped that we would. In addition, many of us are struggling to find meaning with our family circumstances changing. Fortunately, there are several simple steps that you can take to spend less, while doing more, after retirement.
Women over 60 are often trying to take care of so many people in our lives – we give of ourselves, our time, our talents, and our money. Whether that means buying gifts for grandchildren, supporting a spouse who might have lost a job, or even supporting grown children who have trouble finding a job or affording a house, many women over 60 are generous to the point that we forget to look out for ourselves first.
A few years ago, while I was working for a large corporation, I was asked to prepare a presentation on the concept of “trust” in selling. At best, I knew that I would only have a few seconds to capture the audience’s attention. So, I decided to take a highly visual approach to get my message across. I wanted a presentation filled with powerful images that would allow the audience to feel my message before they thought about it.
Women over 60 are facing a unique set of challenges as we enter the traditional “retirement” years. We are living longer than ever before, and we have more interests and life goals (and we have more energy and freedom to pursue them) than many previous generations of women had at this age. These are all “good problems” to have. The question is: how are we going to afford to pay for all of it?
In this episode of the Sixty and Me Show, I spoke with the dynamic Chellie Campbell, on a topic that weaves its way into our lives every day and elicits every emotion from fear to elation – money!
Women over 60 often find themselves facing some financial challenges, even as they approach retirement age. Our generation is often known as the “sandwich generation,” because we are often “sandwiched” between the conflicting and competing demands of helping our aging parents and also helping our grown children and grandchildren.
Change is the only constant in our lives. Fortunately, in most situations, as one door closes, another one opens. This is also very true of our careers, which change many times throughout our workings lives. By the time we reach our 60s, we have a pretty good grasp of who we are, what’s important to us, and what brings us joy.
Losing a job is always stressful. Many women over 60 have had careers filled with brilliant highs and terrifying lows, failures mixed with glowing achievements and recognition. But today, the impermanence of the workplace doesn’t linger on the positive but pushes employers and employees into a less connected and committed relationship.