I recently went with my wife to visit her mom who is in a memory care unit. It was late in the day, and they were getting the residents ready for dinner. Most are fairly mobile, some can easily manage on their own, while others have walkers and a few need…

One easy step to avoid disappointment in your retirement expectations is to complete a simple but effective exercise I developed. All you need is a pen and paper. Answer the following questions, and if you have a significant other, have them also create his…

I have been dealing with the topic of the transition to retirement for the past 25 years. I have come to the conclusion that retirement is not about an age or an amount of money; it is about when work – earning an income – becomes optional!

One of the most difficult and emotional times in our lives is making the transition to retirement. Sure, all of the ads make us think of freedom, buying a vineyard, going sailing or hitting the road in a Winnebago! The reality is that although some may be able…

Working closely with my clients, sometimes over decades, has given me deep insight into how people react toward retirement, which is one of the biggest transitions you’ll experience in your lifetime. It is an emotionally-charged period characterized…

This month marks the first six months since I “officially” retired. Here are a few takeaways from this period. The first months of retirement may feel similar to when a wedding is being planned. When the day finally arrives and then the honey moon is over…

I have found that in many cases a divorcing couple becomes focused upon the division of assets without consideration to the cost of ownership and income tax issues, which can create a significant imbalance. Before you sign a Property Settlement Agreement…

If you’ve ever interviewed a financial ‘adviser’ and asked the questions about financial planning, how they manage money, investment returns, and their fees during an initial introductory meeting, you very likely heard a lot of terminology…

One of the major concerns for those entering into retirement is no longer having a paycheck. In addition, there is a normal fear of running out of money and having to spend what we spent a lifetime saving. One of the primary issues is…

As we enter the holiday season, we grandparents find ourselves wondering what to get the grandkids. This year, here is a suggestion that will have a lasting impact! Is leaving a legacy important to you? While we are…