If you’ve ever interviewed a financial ‘adviser’ and asked the questions about financial planning, how they manage money, investment returns, and their fees during an initial introductory meeting, you very likely heard a lot of terminology…

One of the major concerns for those entering into retirement is no longer having a paycheck. In addition, there is a normal fear of running out of money and having to spend what we spent a lifetime saving. One of the primary issues is…

December is upon us, and, before we know it, we will be celebrating the new year. Many times, though, people wait until January to look at their income tax situation and begin gathering all of the documents coming in the mail…

As expected, another casualty of the pandemic is that many couples are finding it challenging to be confined with their significant other without creating many opportunities for conflict. The end result is that the divorce rate in 2020…

We all have chromosomes (DNA) that are encoded with our genes in every cell in our body. There are 22 pairs of chromosomes that determine everything from the color of our hair and eyes to our ancestry and mental abilities. Read More

If you are currently covered under your employer retirement health insurance plan (other than government), you might be in for a big surprise! The health insurance market continues to evolve, and as more retired…

This seems to be the question of the day from most anyone who has an investment portfolio and has watched it cave during the past month. Here are five thoughts and ideas to consider for managing…

Many Baby Boomers have parents living into their 80s and 90s, and often these elderly individuals are in need of support from family as they have limited resources…

For most of my adult working life as a self-employed person, the end of the year meant pushing hard to try and beat the prior year revenue. This was always a challenge and often met with high anxiety as we entered the ‘holiday season’ from Thanksgiving to New Year’s Eve. Read More

On a beautiful fall morning in late October 2002, I was planting Iris bulbs along the waterfront of our home in the Northern Neck of VA. I felt a bit more tired than I thought was reasonable and noted that I was sweating more than normal, so I sat down and lit up a cigarette. Read More