Working closely with my clients, sometimes over decades, has given me deep insight into how people react toward retirement, which is one of the biggest transitions you’ll experience in your lifetime. It is an emotionally-charged period characterized…

This month marks the first six months since I “officially” retired. Here are a few takeaways from this period. The first months of retirement may feel similar to when a wedding is being planned. When the day finally arrives and then the honey moon is over…

I have found that in many cases a divorcing couple becomes focused upon the division of assets without consideration to the cost of ownership and income tax issues, which can create a significant imbalance. Before you sign a Property Settlement Agreement…

If you’ve ever interviewed a financial ‘adviser’ and asked the questions about financial planning, how they manage money, investment returns, and their fees during an initial introductory meeting, you very likely heard a lot of terminology…

One of the major concerns for those entering into retirement is no longer having a paycheck. In addition, there is a normal fear of running out of money and having to spend what we spent a lifetime saving. One of the primary issues is…

December is upon us, and, before we know it, we will be celebrating the new year. Many times, though, people wait until January to look at their income tax situation and begin gathering all of the documents coming in the mail…

As expected, another casualty of the pandemic is that many couples are finding it challenging to be confined with their significant other without creating many opportunities for conflict. The end result is that the divorce rate in 2020…

We all have chromosomes (DNA) that are encoded with our genes in every cell in our body. There are 22 pairs of chromosomes that determine everything from the color of our hair and eyes to our ancestry and mental abilities. Read More

If you are currently covered under your employer retirement health insurance plan (other than government), you might be in for a big surprise! The health insurance market continues to evolve, and as more retired…

This seems to be the question of the day from most anyone who has an investment portfolio and has watched it cave during the past month. Here are five thoughts and ideas to consider for managing…