Image

Managing Money in Retirement

No matter how much you have saved, managing money in retirement is critically important. Let’s talk about how to make your Social Security and pension money last longer.

I Have Not Hit Rock Bottom Yet… but I Am Struggling Financially
4 months ago

I Have Not Hit Rock Bottom Yet… but I Am Struggling Financially

It’s not like I have hit rock bottom. I am not living under a bridge eating cat food. What is true is that for the first time I can see a sequence of events where rock bottom is possible. And it wouldn’t take much. Read More

Small Financial Steps You Can Take to Wind Down 2020
4 months ago

Small Financial Steps You Can Take to Wind Down 2020

Do you feel your life is immersed in uncertainty, more than ever? Every day, new information comes out impacting our future trajectories. This uncertainty can paralyze us. We can’t stay in limbo, thinking that everything will go back…
Read More

Useful Resources for Seniors Living on Social Security
5 months ago

Useful Resources for Seniors Living on Social Security

Do you depend on Social Security for your living expenses? Like countless other Americans, you may not have had access to pension plans or retirement planning and now depend on social security to get by month-to-month.
Read More

What Do a Reverse Mortgage and a Legendary Airplane Have in Common?
5 months ago

What Do a Reverse Mortgage and a Legendary Airplane Have in Common?

In early 1942, the United States was at war with Japan. Lt. Colonel James “Jimmy” Doolittle had been given the responsibility of planning a raid to strike back at Japan for the Pearl Harbor attack. The bombing raid wasn’t expected…
Read More

Enjoying an Employer Sponsored Retiree Health Plan? Well, That May Be About to Change!
5 months ago

Enjoying an Employer Sponsored Retiree Health Plan? Well, That May Be About to Change!

If you are currently covered under your employer retirement health insurance plan (other than government), you might be in for a big surprise! The health insurance market continues to evolve, and as more retired…
Read More

Why You Should Cancel Your Cable TV and Save Money – and Possibly Your Health!
5 months ago

Why You Should Cancel Your Cable TV and Save Money – and Possibly Your Health!

A 2019 study done in the United States showed that the average monthly cable bill was US$217 including fees. I then did my own unscientific Canadian survey by checking with a few friends and was informed they paid…
Read More

“To Each His Own”: A Frustrating Requirement You Need to Understand
5 months ago

“To Each His Own”: A Frustrating Requirement You Need to Understand

Normally, when you hear or say the phrase “to each his own” you are likely shrugging and recognizing that things can be different for different people. And it’s no big deal. But when it applies to your financial power of attorney document…
Read More

What Style Can Your Investments “Wear”? It Depends!
5 months ago

What Style Can Your Investments “Wear”? It Depends!

You get up in the morning and look in your closet. What will you wear today? It depends. Will you be spending your day inside or outside? What activities do you have planned? The meteorological elements may change…
Read More

The Top 6 Misconceptions You May (Or May Not) Have Heard About Reverse Mortgages
6 months ago

The Top 6 Misconceptions You May (Or May Not) Have Heard About Reverse Mortgages

When I was a young boy, my parents took my brother and I on a vacation. I was pretty little, so I don’t remember much about the trip. I know we traveled on an airplane, but I have no recollection of where we went, what we did…
Read More

The Trail, The Flood, and My Quest for a New Route
6 months ago

The Trail, The Flood, and My Quest for a New Route

My family has enjoyed a cabin in a small hamlet outside of Estes Park for over 40 years. Summers of my youth were spent fishing, hiking, and exploring amidst the granite rocks, pristine lakes, and whispering pines of my beloved Colorado…
Read More