It’s not like I have hit rock bottom. I am not living under a bridge eating cat food. What is true is that for the first time I can see a sequence of events where rock bottom is possible. And it wouldn’t take much. Read More
Do you feel your life is immersed in uncertainty, more than ever? Every day, new information comes out impacting our future trajectories. This uncertainty can paralyze us. We can’t stay in limbo, thinking that everything will go back…
Read More
Do you depend on Social Security for your living expenses? Like countless other Americans, you may not have had access to pension plans or retirement planning and now depend on social security to get by month-to-month.
Read More
In early 1942, the United States was at war with Japan. Lt. Colonel James “Jimmy” Doolittle had been given the responsibility of planning a raid to strike back at Japan for the Pearl Harbor attack. The bombing raid wasn’t expected…
Read More
If you are currently covered under your employer retirement health insurance plan (other than government), you might be in for a big surprise! The health insurance market continues to evolve, and as more retired…
Read More
A 2019 study done in the United States showed that the average monthly cable bill was US$217 including fees. I then did my own unscientific Canadian survey by checking with a few friends and was informed they paid…
Read More
Normally, when you hear or say the phrase “to each his own” you are likely shrugging and recognizing that things can be different for different people. And it’s no big deal. But when it applies to your financial power of attorney document…
Read More
You get up in the morning and look in your closet. What will you wear today? It depends. Will you be spending your day inside or outside? What activities do you have planned? The meteorological elements may change…
Read More
When I was a young boy, my parents took my brother and I on a vacation. I was pretty little, so I don’t remember much about the trip. I know we traveled on an airplane, but I have no recollection of where we went, what we did…
Read More
My family has enjoyed a cabin in a small hamlet outside of Estes Park for over 40 years. Summers of my youth were spent fishing, hiking, and exploring amidst the granite rocks, pristine lakes, and whispering pines of my beloved Colorado…
Read More