Forgiveness means different things to different people. In general, it means to stop feeling angry or resentful toward someone for an offense, flaw, or mistake. It is an intentional decision and is a commitment to change those feelings. It takes conscious effort and sometimes it takes time…

he holidays are upon us and, if you are like my family, we are excited but also overwhelmed with everything that must be done. Don’t get me wrong. I love every minute of it! I love decorating the house, shopping for gifts…

When you read, “thoughts become things,” what comes to mind? Let’s picture it. When you awakened this morning, what was your first thought? Was it positive? Maybe it was thanks for another day or a wish that you would make good decisions or maybe it was thoughts about all you had…

In a previous blog, I shared a three-question financial literacy assessment that is used widely in the United States and in many other countries as well. It was developed over 20 years ago by two college professors, Lusardi and Mitchell. The questions cover the concepts of compound interest…

What thought immediately comes to your mind when you read this question? Maybe it’s – “Are you kidding, I don’t have a clue!” Maybe it’s – “My plan may need some tweaks, but I am confident I’ll be fine.” Perhaps you are one of those people who believe in living day to day…

Fall is here, and I admit that I have mixed feelings about its arrival. Many people say fall is their favorite season and why not? The days cool down, the trees change colors, the air feels crisp and sometimes carries the aroma of burning leaves…

I just read two interesting articles about spending habits. One focused on boomers and the other discussed the differences in spending habits of boomers, Gen X, Millennials, and Gen Z. The latter article was based on data from Bank of America…

We can ignore the media and all the daily negative overload to a certain point, but I am an economist and keeping up with the financial markets and everything that affects them (which is about everything in our world) is in my blood. It is my passion. I just have to know!

No matter your religious affiliation, or if you have none, there was a goodness in Pope Francis that spoke to us all. His kindness and empathy for every human demonstrated pure love. He also respected the environment of our world and cared about its future. He was truly worthy of emulation…

In the United States, we recently honored women leaders during Women’s History Month. It is an annual celebration of the contributions of women to events in history and contemporary society. It is celebrated during March in the United States, the United Kingdom…