About Donna Davis

With their many twists and turns, the thought of trying to figure out Social Security policies can make your head spin. Myths abound about Social Security. Unfortunately, many people believe them. Sadly, these myths can cost you big time…
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Have you applied for Social Security benefits only to find that you will get less than you expected? Many government workers are shocked to learn they will get a lower payment when they retire…
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My friend, Tom, managed to self-publish his book for free. I, unfortunately, did not. In this article, I’ll reveal how he did it as well as how much I spent to arrive at the same destination – published author. Read More

Can you work and collect Social Security? The simple answer is yes. The more complicated answer is that you may not want to. Read More

Have you ever thought, “I’ve got to get my spending under control?”

That’s just what I was thinking on a Saturday morning while going over bills. Somehow I’m always surprised at how all those little purchases add up. I’m 60. You’d think I would have figured this out by now. Read More

As people age, happiness is often based on connections with family and friends. Some of us may not have those ready-made ties and perhaps need to look elsewhere to stay active and engaged. Having a job may be the answer. But I often hear seniors say, “I can’t work. I’ll lose my Social Security.”
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Are you searching for that magic moment that will give you the most from Social Security? How do you find it? Where will you look? Read More

The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Read More

The truth is I never wanted to know anything about retirement. Keeping my head in the sand had always worked for me, but now I was panicking. I was 58 years old and I had never given the financial aspects of growing older a second thought. Read More

“I said I’d take a dog, but I’m not sure I want that one.” “He’s a real sweetheart,” Brittany, a staff member, assured me. He was big with the smushed-in face of a bulldog, but the height of a boxer. He had a barrel chest, and his front legs were shorter than the back ones making his back bow in the middle. Truth is I was a little afraid of him. Read More