About Stephen Chen

Divorce has been declining in America – except for older Americans where it has been increasing. The number of people over the age of 50 who divorce nearly doubled between 1990 and 2010, according to a recent study. Researchers have dubbed divorce for those over the age of 55 as the “gray divorce,” and have started to note its many financial consequences. Read More

Although both men and women have access to the same retirement savings accounts, recent research has found that women are far less financially prepared to retire in comparison to their male counterparts. This isn’t only due to obvious reasons, such as the gender pay gap. Everyday reasons matter as well when it comes to saving enough for retirement. Read More

Many people say, “I’ll travel when I’m retired, then I’ll have the time and money to truly seek adventure.” The harsh reality though, is that a little over 3 million Americans are concerned that they will not have enough saved income to afford to retire in the United States, much less travel. Read More

You probably know that women have a longer life expectancy than men, but did you know that there are 105 males born for every 100 females to compensate? Women have a longer retirement than men, so start now to plan for it.
Read More