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One Year Later, The Road Ahead: I Just Retired

By Cindy Boatman December 17, 2022 Lifestyle

My first post-retirement article, “The Road Ahead: I Just Retired,” captured my mindset once the dust settled. It’s a good starting point to reflect on my first year of retirement. Looking at reality vs. expectations, the unexpected, and where my thoughts on retirement land now.

I’m immediately struck by the sense of enthusiasm I portrayed throughout “The Road Ahead.” My emotional state was genuinely eager and confident, but it was not without a slight sense of uneasiness. A normal range of feelings one might encounter when starting something new.

Mostly, the year lived up to my expectations since I was ready to move on to something new. It wasn’t without challenge, but I didn’t expect it to be. It was like a “continuing education” course in the art of cultivating life balance. A journey of rediscovering myself within a new framework.

Permission to Rest

I also suffered from burnout, being physically and mentally exhausted after 35+ years in the workforce. It was a beautiful gift to myself to spend all of January and February resting. The option to sleep in or linger in bed with a book or podcast was delicious! By spring, I felt revitalized.

Be aware that, as a new retiree, you may experience unexpected feelings like sadness, grief or even depression. You may ask yourself, “Did I make a mistake?” That was not the case for me, but it’s real and happened to someone I know. It began after the “honeymoon phase,” when they no longer had the sense of being on vacation.

If this happens to you, remember to practice self-compassion. Allow yourself time to adjust and process your feelings. Seek help from family, friends, or a mental health expert if you remain overwhelmed by unwanted emotions beyond a reasonable amount of time (you know you best).

Forethought: Set Yourself Up for Success

I never looked back or missed my job. Freedom and flexibility were and still are my fundamental desires. Having the time and space to write at my pace still tops my joy list.

Just prior to retiring, I made a commitment to Sixty and Me to submit a monthly blog article over the next year. That minor act of foresight proved invaluable during my first year of retirement. From day one, it set me up with a means to explore a dream and connect with my creative side. It was also mentally stimulating and lent itself to my curious and research-oriented nature.

If you’re planning to retire soon, I highly recommend you have some kind of plan in place to provide structure and personal meaning within your life. Rest and relaxation are great, but remember to maintain a sense of purpose is an important element of healthy aging.


Though I don’t miss my job, I miss the daily interaction with former co-workers, who were also friends. Despite my tendency towards introversion, I reach a threshold and need a social fix. Scheduling semi-regular lunch dates with friends and former co-workers has been a key practice for me in the past year.

As a new retiree, be careful not to isolate yourself! Studies support social connection as another pillar in healthy aging. Plan time to socialize with family, friends and former co-workers. Volunteer work may also provide social interaction.

The Unexpected

Here’s what threw me off a bit:

Every Day Is Saturday

Transitioning to retirement from a Monday-Friday 8 a.m. to 5 p.m. work schedule is disorienting! I’ve always calendared events rather than relying on memory, but now it’s a necessity. I also find it helpful to create a flexible game plan for each week, and I try to adhere to some daily routines. These practices help in establishing a sense of time.

“Type A” Personality Challenges

For years, I was required to keep a “Project Report” at work. While I cursed it, I also loved the sense of accomplishment I experienced upon removing a completed item from the report. I’m not a hardcore “Type A” personality, but I cannot deny my need for organization, goal-setting, and the need to feel a sense of accomplishment.

Repurposing “Type A” tendencies was beneficial for me. I still set goals, with timelines, regarding things I want to pursue in retirement. On a short-term basis, I allocate days of the week or time within a specific day to “check off the list” activities. This might include rearranging a closet, cleaning out the junk drawer, meeting exercise goals, or running errands.

Do I Have the Courage to Live My Best Life in Retirement?

This was the magic question I asked myself in “The Road Ahead.” The answer is still yes! I’ve also grown in my ability to be honest with myself. I’ve learned that acting on that honesty is optional. What matters most is that my choice to act or not is deliberate, and not out of fear.

Mary Oliver’s lovely poem, The Journey, is still my favorite invitation to live your best life in retirement. But damn, those “ankle tugs” and “the voices” are still around, although they are much easier to deal with or ignore. Unless you live in a vacuum, some level of compromise will always be a part of your life.

Crappy days are also still part of the equation and to be expected. If I’m having a bad day, I sometimes brew a cup of coffee, pull out my retirement cards, and allow the sentiments to lift my spirits. I’m truly grateful that most days in the past year were good ones. I have no regrets!

Let’s Have a Conversation:

What threw you off the most during the 1st year of retirement? How did you adjust to the unexpected? What are your fondest memories of the first year of retirement?

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Claudia Trapp

My first year was welcome from job burnout as well as still a year into being widowed and 3yrs after losing my mom. Having a 2-3x/wk walking group commitment helped me. It took some time to remember I could spend $ and not have to save for retirement.


Thank you for sharing how the walking group was helpful to you as you transitioned into retirement while also experiencing other significant life-events. You were really dealing with a lot within a short timeframe.

I can also relate to the change in $ mindset that retirement brings. I’m curious, do you feel somewhat confident you won’t outlive your retirement income? Are you more mindful about spending since you retired?  

Susan Hines

Hi! Thank you for this article. I am retiring on February 3, 2023. So just a few more weeks. Terrified and thrilled! I’m not in the location that I wanted to be and the market right now isn’t helping, but I have a goal and I know where I’m going. It’s too easy to be non social since I was working remotely, but I’m going to force myself out.

Thank you!


Susan, you are most welcome, and congrats on your upcoming retirement! I totally get being terrified and thrilled at the same time and I wish you the best! Over the past year I’ve watched my portfolio lose a significant amount of value. Despite my financial advisor warning me there would be a market correction and factoring that in, it’s still been a hard pill to swallow. Unfortunately, there’s always some level of risk and nothing is guaranteed.

As for me, taking on a bit of risk by retiring early was acceptable. My perspective on life and retirement were significantly impacted by my parents never having the opportunity to enjoy a full retirement. My dad unexpectedly passed away at age 68, and my mom lost her mind to Alzheimer’s in her early 60s. There’s always a chance I may have to go back to work at some point in time and I accept that. In the meantime, I’m grateful for and fully enjoying my life and early retirement!


A top benefit of retirement for me is the choice of how to spend my time.


Thank you sharing! Having the freedom to spend your time as you choose is priceless!

Ardith Bowman

Lovely article, Cindy! So many (esp type A) women see being busy as the objective, rather than connecting with themselves and making a choice. I’ve been retired for several years now and still pause to check in to be sure I am living by choice. Happy Yoga days!


Thank you Ardith. It is so important that we take time to connect with and ground ourselves. So much is possible when we cultivate strong and healthy roots!


I have been retired for 6 years now. I am so glad to be free of my former toxic co-workers. I love being a hermit.


I can’t wait to be free from the same environment at some point!


I guess I was lucky to work with such a wonderful group of people. I’m happy to hear you are free from a toxic work environment. It also sounds like you are living a cozy life that you love. Happy holidays to you!


I retired just over a year ago. I was in a very toxic workplace. Retirees get together for lunch once a month, but I have not joined in as I associate them with that toxic environment. I love being a hermit too and have been amazed how busy I have been. I do worry about not forging more social connections, but I am not sure how to go about it and really do not want to. It is nice to see I am not alone in loving being a hermit. I do have my husband and see my adult children.

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The Author

Cindy Boatman is excited to share her research and personal insights, hoping to help others live their best lives as they age. She is retired, pursing her dream to write, enjoying nature, travel, and her grandkids. She completed a 200-hour yoga teacher training certification program in 2020.

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