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These Are the Worst Retirement Wishes You Can Imagine – Avoid them at All Costs!

By Margaret Manning December 15, 2015 Managing Money

When it comes to retirement wishes, there are plenty of positive things that you can say. You can talk about the amazing contribution that your friend or coworker has made. You can focus on their passions. You can simply wish them all the best for their next great adventure. At the same time, there are certain retirement wishes that do more harm than good.

These Are the Worst Retirement Wishes

As the founder of Sixty and Me, I’ve heard more than my fair share of these – directly and through the women in our community. So, if someone you know is reaching retirement age, here are a few retirement wishes that you should avoid at all costs!

“Congratulations! You Must Be so Excited to Be Able to Relax!”

Contrary to how retirement is portrayed in the media, the great majority of seniors don’t plan on spending their days on the beach or at the golf course. Even if we could financially afford to “check out,” most of us would prefer to stay active. This retirement wish focuses too much on a narrow definition of retirement.

Instead, it is much better to focus on the next big adventure that your friend or coworker is facing. After all, they probably have a list of amazing things that they want to do – even if they have no idea how they will get to them.

“You Must Be so Happy to Be Getting out of Here!”

The truth is that not everyone is excited about leaving their job. Having a stable career is about more than financial security. Our jobs also give us strong social ties and a sense of importance. In fact, many older adults may resent the fact that they are being pushed out – either in a literal or an implied sense. Instead of assuming that retiring is a good thing, focus on what they mean to you. Then, wish them all the best for a happy, productive future.

“I’m so Jealous! I Wish I Could Play Golf All Day!”

There are so many things wrong with this retirement wish that it is difficult to know where to start. In fact, focusing on aging stereotypes is probably one of the worst ways to congratulate a friend or coworker. In addition to being one-dimensional, this wish has the potential to remind your friend of the difficult financial challenges that they are going to face in the coming years.

The truth is that very few of us have saved enough to retire in luxury. Even if we wanted to play golf all day, which most of us would not, we couldn’t afford it.

“You’re so Lucky! No More Stress. No More Coming in to Work.”

Forget how retirement is portrayed in the movies. For most of us, retirement is not a peaceful time. Don’t get me wrong, retirement can be amazing. With fewer commitments, you can finally focus on your passions.

That said, retirement is also stressful. Many of us have financial concerns. Almost all of us worry, in one way or another, about becoming a burden for our loved ones in our later years. Many of us will face loneliness of other health issues. So, by all means, wish your friend a happy retirement, but don’t assume that they are entering a tranquil time where concerns are a thing of the past.

The bottom line is that retirement is not one-dimensional. It is just as complex as any other stage of our lives. It is filled with opportunities – but also with concerns. It is a time of looking back – and it is also a time of looking forward. I hope that these suggestions help you to pick the right retirement wishes for the special person in your life.

Let’s Start a Conversation:

What do you think are the worst retirement wishes? What do you think are the best? Why? Do you agree that retirement is not as simple as it is portrayed in the media? Please join the discussion!

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patricia

Quit working four years ago and never looked back. As a veteran teacher of 40 years and mom of now grown kids it’s MY turn. My husband and I have reconnected and love every minute of every day being our OWN. We relax, garden, play games, walk, drive, travel, or just do NOTHING. The absolute best time of our lives. No regrets and no looking back.

Janice

I love being retired(2y). I put structure in my week with senior women’s volleyball one night, senior women’s tennis another morning, and 2 golf leagues. I still see my old colleagues 2x’s a month for happy hour and their stories about work make me so grateful not to be working. I am taking care of me, lost 60 lbs, lift weights 3x’s a week, walk 2-3 miles almost daily. I now have time to be the mom my kids need at this time in their lives. I’m making goals and am driven to achieve them. I am very grateful and feel joy every morning that I get to spend the day exactly how I want (including reading sixtyandme!)

Jancie

Retirement has been hard. Yes, it’s nice not to have to get up and go to work every day but it’s also not nice to not have a structured routine, not see see friends and colleagues that you enjoyed seeing daily. It’s been five years for me and I still miss working. It’s been especially hard since my husband has retired. Retirement can be good in that you are on your own time now but it’s wrong to say that it’s better.

patricia

Everyone’s experience is unique. That said, if possible, find a way to make this the BEST time of your lives before it is gone. Are you depressed? Are you seeking ways to see the wonder of our later years? I pray you will find a way because it is surely our “swan song” time of life.

patricia

Or, go back to work or get a job you love. Don’t just be home and be sad or blue.

The Author

Margaret Manning is the founder of Sixty and Me. She is an entrepreneur, author and speaker. Margaret is passionate about building dynamic and engaged communities that improve lives and change perceptions. Margaret can be contacted at margaret@sixtyandme.com

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