Managing Money

For years I thought I had my finances and investments figured out. I had a financial advisor and felt well taken care of. I was grateful to have this smart man advise me and manage my investments for my retirement. Whilst we never socialized…

Human beings are naturally hard-wired to favor encounters and exchanges with like-minded people. This website is proof positive of that inclination and it makes sense. Who else but another 60-something might grasp all (or most) of life’s…

Many of us who are of a certain age find ourselves looking for new employment. The reasons are many and varied. What we all have in common though is the reaction we get when we apply for a new position…

Dealing with a financial mess can be difficult. But borrowing money from the wrong source can exacerbate the situation. When it comes to your 401(k) savings, your goal should be to let that money grow to have funds for retirement…

Have you tried a tongue twister in a while? Try saying “financial freebie frenzy” three times fast! I am referring to all of the great attention the topic of financial literacy gets every April, which has been happening every year since 2004 when…

Traditional jobs are no longer the sole source of income for many. According to a recent Bankrate study, more than 44 million Americans are engaged in some type of ‘side hustle’ income endeavor…

If you’re an American homeowner 62 or older, you can potentially finance a home purchase without a mortgage payment. How? With a home equity conversion mortgage, or HECM (often pronounced heck-um by industry insiders)…

You will be surprised how many opportunities you will have to showcase your unique skills during the job interview. These skills will help you to get hired. Thinking about this ahead of time will help you present a confident attitude and image…

Quarantine. Lockdown. Shelter in place. Social distancing. Covid-19. Who heard of these terms before, or even knew what they meant – let alone were intentionally living them every day – until 2020!? Hopefully, going forward, none of us will spend…

Retirement planning for widows (and widowers) involves some unique aspects that must be considered in addition to the emotional grief and stress that comes with losing a spouse. There seems to be some correlation between times…