Managing Money

Everything doesn’t suddenly change overnight going from December 31 to January 1, but because we turn the page of a calendar and get used to writing a new year when we date something, it feels different. The good news is that we get to choose what we give our energy to next…

Not long ago, a woman in her early 60s asked me a question I hear more often than you might expect: “My home is paid off, but I still worry about money in retirement. Am I supposed to sell it someday or just hope I never need to?” She was not looking for a loan…

It may seem a little strange, but budgeting can be great fun, leaving any money saved to splurge on rainy days and holidays. Sometimes we may just want peace of mind, knowing if something unexpected comes up, we will be OK…

Retirement is supposed to feel like a release. You worked hard. You planned. You were careful. You did the responsible things. So, when people finally reach this stage, they often expect to feel lighter. More relaxed. More at ease. And yet, many don’t…

Many of us like to think that we are being practical in an effort to be more efficient. This can be especially true when it comes to money later in life. We want a solution that feels simple, efficient, and doesn’t result in added stress…

For many women over 60, the home is more than just a place to live. It’s security, memories, and often the single largest financial asset. As living costs, healthcare expenses, and family responsibilities grow, it’s natural…

My client “Janice” (not her real name) is 66, vibrant, and sharp as a tack. She runs her own consulting business, helps care for her grandchildren three days a week, and juggles chronic pain on top of everything else…

What habits do we have, or wish we had? In business or our personal lives, most of our daily actions are completed out of habit without giving them much thought: our morning routine, our drive to work, our bedtime ritual. Have you ever caught yourself driving and asking yourself…

So, how is your cash flowing, my dear friend?
Will your dollars last ’til your very end?
You’re not all alone in worry’s tight hold—
About life or bills, with money so bold!

Over the years, whether on television shows, articles, and financial sound bites, there has seemed to be a consistent message: claim Social Security as early as possible…